11665331
|
2025-01-17
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Family Choice Financial, Inc.
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
I do not know
|
Date Received |
2025-01-17
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-17
|
|
11080695
|
2024-12-10
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Family Choice Financial, Inc.
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
I do not know
|
Date Received |
2024-12-10
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-10
|
Complaint What Happened |
XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XX/XX/2024 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Subject : Dispute of Inaccurate Personal Information Dear Sir/Madam, I am writing to dispute inaccurate personal information that is being reported on my credit report by your agency. Upon reviewing my credit report, I have identified discrepancies in the personal information section that require immediate attention and correction.
The inaccurate information is as follows : XXXX XXXX XXXX In the Amount of {$110.00} I hereby request that you investigate and correct the inaccuracies in my personal information as soon as possible. It is imperative that the information on my credit report is accurate and up-to-date to ensure fair and accurate assessment of my creditworthiness.
Please provide written confirmation once the necessary corrections have been made to my personal information. Additionally, I request that you provide me with a copy of the updated credit report reflecting the corrected information.
I appreciate your prompt attention to this matter and look forward to your timely response. Thank you for your cooperation in resolving this dispute.
XXXX XXXX
|
Consumer Consent Provided |
Consent provided
|
|
10578257
|
2024-10-25
|
Improper use of your report
|
Credit reporting or other personal consumer reports
|
|
Issue |
Improper use of your report
|
Timely |
Yes
|
Company |
Family Choice Financial, Inc.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Credit inquiries on your report that you don't recognize
|
Sub Product |
Credit reporting
|
Date Received |
2024-10-25
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-10-25
|
|
8386559
|
2024-02-20
|
Problem with a company's investigation into an existing problem
|
Credit reporting or other personal consumer reports
|
|
Issue |
Problem with a company's investigation into an existing problem
|
Timely |
Yes
|
Company |
Family Choice Financial, Inc.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Their investigation did not fix an error on your report
|
Sub Product |
Credit reporting
|
Date Received |
2024-02-20
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-02-20
|
Complaint What Happened |
THIS IS MY 2ND TIME SENDING OUT THIS COMPLAINT REGARDING THIS LATE PAYMENT APPEARING ON MY REPORT WHEN IT SHOULD HAVE NOT BEEN, FAMILYCHOI XXXX I HAVE NEVER BEEN LATE WITH PAYMENT ON THIS ACCOUNT AND I DEMAND MY REPORT TO BE UPDATED AND REMOVE THE NEGATIVE TAGGING ON MY REPORT. THIS IS A VIOLATION OF MY RIGHT Under 15 USC 1666B this is a billing error always paid as agreed on time this is an error this account in violation.
|
Consumer Consent Provided |
Consent provided
|
|
7445118
|
2023-08-24
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
Family Choice Financial, Inc.
|
Product |
Credit reporting, credit repair services, or other personal consumer reports
|
Sub Issue |
Account information incorrect
|
Sub Product |
Credit reporting
|
Date Received |
2023-08-24
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-08-24
|
Consumer Consent Provided |
Consent not provided
|
|
2756573
|
2017-12-15
|
Struggling to pay your loan
|
Payday loan, title loan, or personal loan
|
|
Issue |
Struggling to pay your loan
|
Timely |
Yes
|
Company |
Family Choice Financial, Inc.
|
Product |
Payday loan, title loan, or personal loan
|
Sub Product |
Installment loan
|
Date Received |
2017-12-15
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-01-30
|
Consumer Consent Provided |
Consent not provided
|
|
8510145
|
2024-03-09
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
Family Choice Financial, Inc.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Account status incorrect
|
Sub Product |
Credit reporting
|
Date Received |
2024-03-09
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-03-09
|
Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Complaint What Happened |
I RECEIVED YOUR RESPONSE REGARDING MY COMPLAINT, I DEMAND FAMILY CHOI TO PROVIDE PROOF OF LATE PAYMENT TO BE SENT TO ME WITHIN 30 DAYS, IF NOW PROOF CAN BE PROVIDED I DEMAND THIS TAGGING TO BE UPDATED AND DELETED FROM MY REPORT.
|
Consumer Consent Provided |
Consent provided
|
|
12579791
|
2025-03-20
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Family Choice Financial, Inc.
|
Product |
Debt collection
|
Sub Issue |
Sued you without properly notifying you of lawsuit
|
Sub Product |
Other debt
|
Date Received |
2025-03-20
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-03-20
|
|