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FAMILY CHOICE FINANCIAL, INC.

Company Details

Name: FAMILY CHOICE FINANCIAL, INC.
Jurisdiction: MISSISSIPPI
Business Type: Profit Corporation
Status: Good Standing
Effective Date: 22 Sep 2015 (10 years ago)
Business ID: 1076224
ZIP code: 39648
County: Pike
State of Incorporation: MISSISSIPPI
Principal Office Address: 105 Stacy Dawn DriveMcComb, MS 39648

Legal Entity Identifier

LEI number Registered As Jurisdiction Of Formation General Category Entity Status Entity created at
254900OWG3O11NARA463 1076224 US-MS GENERAL ACTIVE 2015-09-22

Addresses

Legal C/O Robin Marie Rush, 3208 Service Drive, Suite E, Pearl, US-MS, US, 39208
Headquarters 105 Stacy Dawn Drive, McComb, US-MS, US, 39648

Registration details

Registration Date 2023-03-09
Last Update 2024-03-18
Status ISSUED
Next Renewal 2025-03-18
LEI Issuer 5493001KJTIIGC8Y1R12
Corroboration Level FULLY_CORROBORATED
Data Validated As 1076224

form 5500

Plan Name Plan Year EIN/PN Received Sponsor Total number of participants
FAMILY CHOICE FINANCIAL RETIREMENT PLAN 2023 475260901 2024-05-20 FAMILY CHOICE FINANCIAL 96
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2016-05-01
Business code 522291
Sponsor’s telephone number 6016002021
Plan sponsor’s address 105 STACY DAWN DRIVE, MCCOMB, MS, 39648

Signature of

Role Plan administrator
Date 2024-05-20
Name of individual signing CHRIS JOHNS
Valid signature Filed with authorized/valid electronic signature
FAMILY CHOICE FINANCIAL RETIREMENT PLAN 2022 475260901 2023-04-20 FAMILY CHOICE FINANCIAL 87
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2016-05-01
Business code 522291
Sponsor’s telephone number 6016002021
Plan sponsor’s address 105 STACY DAWN DRIVE, MCCOMB, MS, 39648

Signature of

Role Plan administrator
Date 2023-04-20
Name of individual signing CHRIS JOHNS
Valid signature Filed with authorized/valid electronic signature
FAMILY CHOICE FINANCIAL RETIREMENT PLAN 2021 475260901 2022-06-28 FAMILY CHOICE FINANCIAL 66
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2016-05-01
Business code 522291
Sponsor’s telephone number 6016002021
Plan sponsor’s address 105 STACY DAWN DRIVE, MCCOMB, MS, 39648

Signature of

Role Plan administrator
Date 2022-06-28
Name of individual signing CHRIS JOHNS
Valid signature Filed with authorized/valid electronic signature
FAMILY CHOICE FINANCIAL RETIREMENT PLAN 2020 475260901 2021-04-19 FAMILY CHOICE FINANCIAL 57
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2016-05-01
Business code 522291
Sponsor’s telephone number 6016002021
Plan sponsor’s address 105 STACY DAWN DRIVE, MCCOMB, MS, 39648

Signature of

Role Plan administrator
Date 2021-04-19
Name of individual signing CHRIS JOHNS
Valid signature Filed with authorized/valid electronic signature
FAMILY CHOICE FINANCIAL RETIREMENT PLAN 2019 475260901 2020-05-05 FAMILY CHOICE FINANCIAL 59
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2016-05-01
Business code 522291
Sponsor’s telephone number 6016002021
Plan sponsor’s address 105 STACY DAWN DRIVE, MCCOMB, MS, 39648

Signature of

Role Plan administrator
Date 2020-05-05
Name of individual signing CHRIS JOHNS
Valid signature Filed with authorized/valid electronic signature
FAMILY CHOICE FINANCIAL RETIREMENT PLAN 2018 475260901 2019-06-17 FAMILY CHOICE FINANCIAL 40
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2016-05-01
Business code 522291
Sponsor’s telephone number 6016002021
Plan sponsor’s address 105 STACY DAWN DRIVE, MCCOMB, MS, 39648

Signature of

Role Plan administrator
Date 2019-06-17
Name of individual signing CHRIS JOHNS
Valid signature Filed with authorized/valid electronic signature
FAMILY CHOICE FINANCIAL RETIREMENT PLAN 2017 475260901 2018-06-13 FAMILY CHOICE FINANCIAL 25
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2016-05-01
Business code 522291
Sponsor’s telephone number 6016002021
Plan sponsor’s address 105 STACY DAWN DRIVE, MCCOMB, MS, 39648

Signature of

Role Plan administrator
Date 2018-06-13
Name of individual signing CHRIS JOHNS
Valid signature Filed with authorized/valid electronic signature
FAMILY CHOICE FINANCIAL RETIREMENT PLAN 2016 475260901 2017-07-18 FAMILY CHOICE FINANCIAL 15
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2016-05-01
Business code 522291
Sponsor’s telephone number 6016002021
Plan sponsor’s address 105 STACY DAWN DRIVE, MCCOMB, MS, 39648

Signature of

Role Plan administrator
Date 2017-07-18
Name of individual signing CHRIS JOHNS
Valid signature Filed with authorized/valid electronic signature

Agent

Name Role Address
Robin Marie Rush Agent 3208 Service Drive Suite E, Pearl, MS 39208

Incorporator

Name Role Address
Keith Frazier Incorporator 45 County Road 619, Corinth, MS 38834

Director

Name Role Address
Christopher L Johns Director 105 Stacy Dawn Drive, McComb, MS 39648
Keith Frazier Director 101 1/2 North Cass, Corinth, MS 38834
Judy McMillan Director 35 Tommy Drive, Philadelphia, MS 38834
Melvin Stillman Director 1056 Hwy 570 West, Summit, MS 39666

President

Name Role Address
Christopher L Johns President 105 Stacy Dawn Drive, McComb, MS 39648

Vice President

Name Role Address
Melvin Stillman Vice President 1056 Hwy 570 West, Summit, MS 39666

Secretary

Name Role Address
Keith Frazier Secretary 101 1/2 North Cass, Corinth, MS 38834

Treasurer

Name Role Address
Keith Frazier Treasurer 101 1/2 North Cass, Corinth, MS 38834

Filings

Type Status Filed Date Description
Annual Report Filed 2025-01-20 Annual Report For FAMILY CHOICE FINANCIAL, INC.
Annual Report Filed 2024-01-30 Annual Report For FAMILY CHOICE FINANCIAL, INC.
Annual Report Filed 2023-01-26 Annual Report For FAMILY CHOICE FINANCIAL, INC.
Annual Report Filed 2022-02-03 Annual Report For FAMILY CHOICE FINANCIAL, INC.
Annual Report Filed 2021-03-22 Annual Report For FAMILY CHOICE FINANCIAL, INC.
Annual Report Filed 2020-05-15 Annual Report For FAMILY CHOICE FINANCIAL, INC.
Annual Report Filed 2019-02-19 Annual Report For FAMILY CHOICE FINANCIAL, INC.
Amendment Form Filed 2019-02-05 Amendment For FAMILY CHOICE FINANCIAL, INC.
Annual Report Filed 2018-01-30 Annual Report For FAMILY CHOICE FINANCIAL, INC.
Annual Report Filed 2017-01-30 Annual Report For FAMILY CHOICE FINANCIAL, INC.

CFPB Complaint

Complaint Id Date Received Issue Product
11665331 2025-01-17 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Family Choice Financial, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2025-01-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-17
11080695 2024-12-10 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Family Choice Financial, Inc.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2024-12-10
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-10
Complaint What Happened XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XX/XX/2024 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Subject : Dispute of Inaccurate Personal Information Dear Sir/Madam, I am writing to dispute inaccurate personal information that is being reported on my credit report by your agency. Upon reviewing my credit report, I have identified discrepancies in the personal information section that require immediate attention and correction. The inaccurate information is as follows : XXXX XXXX XXXX In the Amount of {$110.00} I hereby request that you investigate and correct the inaccuracies in my personal information as soon as possible. It is imperative that the information on my credit report is accurate and up-to-date to ensure fair and accurate assessment of my creditworthiness. Please provide written confirmation once the necessary corrections have been made to my personal information. Additionally, I request that you provide me with a copy of the updated credit report reflecting the corrected information. I appreciate your prompt attention to this matter and look forward to your timely response. Thank you for your cooperation in resolving this dispute. XXXX XXXX
Consumer Consent Provided Consent provided
10578257 2024-10-25 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Family Choice Financial, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Credit inquiries on your report that you don't recognize
Sub Product Credit reporting
Date Received 2024-10-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-25
8386559 2024-02-20 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company Family Choice Financial, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2024-02-20
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-02-20
Complaint What Happened THIS IS MY 2ND TIME SENDING OUT THIS COMPLAINT REGARDING THIS LATE PAYMENT APPEARING ON MY REPORT WHEN IT SHOULD HAVE NOT BEEN, FAMILYCHOI XXXX I HAVE NEVER BEEN LATE WITH PAYMENT ON THIS ACCOUNT AND I DEMAND MY REPORT TO BE UPDATED AND REMOVE THE NEGATIVE TAGGING ON MY REPORT. THIS IS A VIOLATION OF MY RIGHT Under 15 USC 1666B this is a billing error always paid as agreed on time this is an error this account in violation.
Consumer Consent Provided Consent provided
7445118 2023-08-24 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Family Choice Financial, Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Account information incorrect
Sub Product Credit reporting
Date Received 2023-08-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-08-24
Consumer Consent Provided Consent not provided
2756573 2017-12-15 Struggling to pay your loan Payday loan, title loan, or personal loan
Issue Struggling to pay your loan
Timely Yes
Company Family Choice Financial, Inc.
Product Payday loan, title loan, or personal loan
Sub Product Installment loan
Date Received 2017-12-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-01-30
Consumer Consent Provided Consent not provided
8510145 2024-03-09 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Family Choice Financial, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Account status incorrect
Sub Product Credit reporting
Date Received 2024-03-09
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-03-09
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I RECEIVED YOUR RESPONSE REGARDING MY COMPLAINT, I DEMAND FAMILY CHOI TO PROVIDE PROOF OF LATE PAYMENT TO BE SENT TO ME WITHIN 30 DAYS, IF NOW PROOF CAN BE PROVIDED I DEMAND THIS TAGGING TO BE UPDATED AND DELETED FROM MY REPORT.
Consumer Consent Provided Consent provided
12579791 2025-03-20 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Family Choice Financial, Inc.
Product Debt collection
Sub Issue Sued you without properly notifying you of lawsuit
Sub Product Other debt
Date Received 2025-03-20
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-03-20

Paycheck Protection Program

Loan Number Loan Funded Date SBA Origination Office Code Loan Delivery Method Borrower Street Address
8323747201 2020-04-28 0470 PPP 105 Stacy Dawn Drive, McComb, MS, 39648-4627
Loan Status Date 2022-05-10
Loan Status Paid in Full
Loan Maturity in Months 24
SBA Guaranty Percentage 100
Loan Approval Amount (at origination) 595000
Loan Approval Amount (current) 595000
Undisbursed Amount 0
Franchise Name -
Lender Location ID 121598
Servicing Lender Name Texas Capital Bank
Servicing Lender Address 2000 McKinney Ave, Ste 700, DALLAS, TX, 75201-1985
Rural or Urban Indicator R
Hubzone Y
LMI N
Business Age Description Existing or more than 2 years old
Project Address McComb, PIKE, MS, 39648-4627
Project Congressional District MS-03
Number of Employees 62
NAICS code 522291
Borrower Race Unanswered
Borrower Ethnicity Unknown/NotStated
Business Type Subchapter S Corporation
Originating Lender ID 121598
Originating Lender Name Texas Capital Bank
Originating Lender Address DALLAS, TX
Gender Unanswered
Veteran Unanswered
Forgiveness Amount -
Forgiveness Paid Date -

Court Cases

Docket Number Nature of Suit Filing Date Disposition
2300038 APA Review/Appeal 2023-05-03 other
Circuit Fifth Circuit
Origin original proceeding
Jurisdiction US government defendant
Jury Demand Neither plaintiff nor defendant demands jury
Demanded Amount 0
Termination Class Action Missing
Procedural Progress no court action
Nature Of Judgment no monetary award
Judgement missing
Arbitration On Termination Missing
Office 5
Filing Date 2023-05-03
Termination Date 2024-09-25
Date Issue Joined 2023-07-31
Section 0702
Status Terminated

Parties

Name FAMILY CHOICE FINANCIAL, INC.
Role Plaintiff
Name UNITED STATES SMALL BUS,
Role Defendant

Date of last update: 29 Mar 2025

Sources: Mississippi Secretary of State