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HEALTHCARE FINANCIAL SERVICES, LLC

Headquarter

Company Details

Name: HEALTHCARE FINANCIAL SERVICES, LLC
Jurisdiction: MISSISSIPPI
Business Type: Limited Liability Company
Status: Good Standing
Effective Date: 01 Jul 1994 (31 years ago)
Business ID: 608802
State of Incorporation: MISSISSIPPI
Principal Office Address: 3175 Satellite Blvd Suite 400Duluth, GA 30096

Links between entities

Type Company Name Company Number State
Headquarter of HEALTHCARE FINANCIAL SERVICES, LLC, ALABAMA 000-603-458 ALABAMA

form 5500

Plan Name Plan Year EIN/PN Received Sponsor Total number of participants
HEALTHCARE FINANCIAL SERVICES, LLC 401K PLAN AND TRUST 2015 640847789 2016-10-11 HEALTHCARE FINANCIAL SERVICES, LLC 48
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1995-08-01
Business code 561440
Sponsor’s telephone number 6014201200
Plan sponsor’s address 643 LAKELAND EAST DRIVE, JACKSON, MS, 392329099

Signature of

Role Plan administrator
Date 2016-10-11
Name of individual signing KEN RUBIN
Valid signature Filed with authorized/valid electronic signature
HEALTHCARE FINANCIAL SERVICES, LLC 401K PLAN AND TRUST 2014 640847789 2015-11-16 HEALTHCARE FINANCIAL SERVICES, LLC 48
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1995-08-01
Business code 561440
Sponsor’s telephone number 6014201200
Plan sponsor’s address 643 LAKELAND EAST DRIVE, JACKSON, MS, 392329099

Signature of

Role Plan administrator
Date 2015-11-16
Name of individual signing LYNN CARPENTER
Valid signature Filed with authorized/valid electronic signature
HEALTHCARE FINANCIAL SERVICES, LLC 401K PLAN 2012 640847789 2014-05-06 HEALTHCARE FINANCIAL SERVICES, LLC 49
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1995-08-01
Business code 561440
Sponsor’s telephone number 6019332548
Plan sponsor’s address 911 FLYNT DR, FLOWOOD, MS, 39232

Signature of

Role Plan administrator
Date 2014-05-06
Name of individual signing LYNN CARPENTER
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2014-05-06
Name of individual signing LYNN CARPENTER
Valid signature Filed with authorized/valid electronic signature
HEALTHCARE FINANCIAL SERVICES, LLC 401K PLAN AND TRUST 2011 640847789 2012-08-03 HEALTHCARE FINANCIAL SERVICES, LLC 40
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1995-08-01
Business code 561440
Sponsor’s telephone number 6014201200
Plan sponsor’s mailing address 911 FLYNT DR, FLOWOOD, MS, 39232
Plan sponsor’s address 911 FLYNT DR, FLOWOOD, MS, 39232

Plan administrator’s name and address

Administrator’s EIN 640847789
Plan administrator’s name HEALTHCARE FINANCIAL SERVICES, LLC
Plan administrator’s address 911 FLYNT DR, FLOWOOD, MS, 39232
Administrator’s telephone number 6014201200

Number of participants as of the end of the plan year

Active participants 34
Retired or separated participants receiving benefits 6
Other retired or separated participants entitled to future benefits 0
Deceased participants whose beneficiaries are receiving or are entitled to receive benefits 0
Number of participants with account balances as of the end of the plan year 40
Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 0

Signature of

Role Plan administrator
Date 2012-08-03
Name of individual signing LYNN CARPENTER
Valid signature Filed with authorized/valid electronic signature
HEALTHCARE FINANCIAL SERVICES, LLC 401K PLAN 2011 640847789 2013-04-24 HEALTHCARE FINANCIAL SERVICES, LLC 46
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1995-08-01
Business code 561440
Sponsor’s telephone number 6019332548
Plan sponsor’s address 911 FLYNT DR, FLOWOOD, MS, 39232

Plan administrator’s name and address

Administrator’s EIN 640847789
Plan administrator’s name HEALTHCARE FINANCIAL SERVICES, LLC
Plan administrator’s address 911 FLYNT DR, FLOWOOD, MS, 39232
Administrator’s telephone number 6019332548

Signature of

Role Plan administrator
Date 2013-04-24
Name of individual signing LYNN CARPENTER
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2013-04-24
Name of individual signing LYNN CARPENTER
Valid signature Filed with authorized/valid electronic signature
HEALTHCARE FINANCIAL SERVICES, LLC 401(K) PLAN & TRUST 2010 640847789 2012-05-10 HEALTHCARE FINANCIAL SERVICES, LLC 58
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1995-08-01
Business code 561440
Sponsor’s telephone number 6019332548
Plan sponsor’s address 911 FLYNT DR, FLOWOOD, MS, 39232

Plan administrator’s name and address

Administrator’s EIN 640847789
Plan administrator’s name HEALTHCARE FINANCIAL SERVICES, LLC
Plan administrator’s address 911 FLYNT DR, FLOWOOD, MS, 39232
Administrator’s telephone number 6019332548

Signature of

Role Plan administrator
Date 2012-05-10
Name of individual signing LYNN CARPENTER
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2012-05-10
Name of individual signing LYNN CARPENTER
Valid signature Filed with authorized/valid electronic signature
HEALTHCARE FINANCIAL SERVICES, LLC 401K PLAN 2009 640847789 2011-05-06 HEALTHCARE FINANCIAL SERVICES, LLC 54
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1995-08-01
Business code 561440
Sponsor’s telephone number 6019332548
Plan sponsor’s address 911 FLYNT DR, FLOWOOD, MS, 39232

Plan administrator’s name and address

Administrator’s EIN 640847789
Plan administrator’s name HEALTHCARE FINANCIAL SERVICES, LLC
Plan administrator’s address 911 FLYNT DR, FLOWOOD, MS, 39232
Administrator’s telephone number 6019332548

Signature of

Role Plan administrator
Date 2011-05-06
Name of individual signing LYNN CARPENTER
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2011-05-06
Name of individual signing LYNN CARPENTER
Valid signature Filed with authorized/valid electronic signature

Agent

Name Role Address
CT CORPORATION SYSTEM Agent 645 LAKELAND EAST DRIVE, SUITE 101, Flowood, MS 39232

Incorporator

Name Role Address
LLOYD E CASE Incorporator 1900 N W ST #107, P O BOX 55726, JACKSON, MS 39296

Manager

Name Role Address
Hollis Cobb Associates Manager 3175 Satellite Blvd Suite 400, Duluth, GA 30096
Kenneth Rubin Manager 3175 Satellite Blvd Suite 400, Duluth, GA 30096

Filings

Type Status Filed Date Description
Annual Report LLC Filed 2025-02-14 Annual Report For HEALTHCARE FINANCIAL SERVICES, LLC
Annual Report LLC Filed 2024-02-02 Annual Report For HEALTHCARE FINANCIAL SERVICES, LLC
Annual Report LLC Filed 2023-01-26 Annual Report For HEALTHCARE FINANCIAL SERVICES, LLC
Annual Report LLC Filed 2022-02-22 Annual Report For HEALTHCARE FINANCIAL SERVICES, LLC
Annual Report LLC Filed 2021-03-27 Annual Report For HEALTHCARE FINANCIAL SERVICES, LLC
Annual Report LLC Filed 2020-03-28 Annual Report For HEALTHCARE FINANCIAL SERVICES, LLC
Annual Report LLC Filed 2019-02-18 Annual Report For HEALTHCARE FINANCIAL SERVICES, LLC
Annual Report LLC Filed 2018-03-19 Annual Report For HEALTHCARE FINANCIAL SERVICES, LLC
Annual Report LLC Filed 2017-04-07 Annual Report For HEALTHCARE FINANCIAL SERVICES, LLC
Amendment Form Filed 2016-09-15 Amendment For HEALTHCARE FINANCIAL SERVICES, LLC

CFPB Complaint

Complaint Id Date Received Issue Product
1997192 2016-07-05 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Medical
Date Received 2016-07-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-07-06
Complaint What Happened In XXXX 2016 I paid off a medical bill three months early. I paid electronically thru the Healthcare Financial website. I received a confirmation email. In XXXX XXXX with Healthcare Financial called saying I owed money and had not paid since XXXX 2016. I informed her of my payment in XXXX and gave her my confirmation number. She informed me they were in the process of switching their collections system and I may have received an email confirming payment but that did n't mean the payment went thru. With her on the phone I checked by bank account and confirmed the money did come out of my account. She said she would review the account and call me back. The next several days I called to check on my account and spoke with XXXX on XXXX XXXX and XXXX on XXXX XXXX. XXXX requested I fax her a copy of the email and a copy of my bank statement. A manager called me later in the week and informed me they were looking into the account and that they would place a hold on my account until the issue was resolved. XXXX XXXX I received another call from Healthcare Financial asking for payment. I informed " XXXX XXXX '' of the previous conversations I had with HFS and of the faxed documents I had sent on XXXX. She asked that I fax them again. I did fax the documents.. The next day I happen to receive a letter from HFS requesting payment as well. I have paid this debt and provided paperwork to prove the payment did come out of my bank account and the company itself sent me a confirmation email.
Consumer Consent Provided Consent provided
1541645 2015-08-28 Disclosure verification of debt Debt collection
Tags Older American, Servicemember
Issue Disclosure verification of debt
Timely No
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Right to dispute notice not received
Sub Product Medical
Date Received 2015-08-28
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2015-09-04
Complaint What Happened On XXXX/XXXX/2015, I ran a credit report with XXXX. My credit score was XXXX with no adverse accounts or collections. On XXXX/XXXX/2015, I started working with my husband on an erroneous collection that had been place on his credit report. During the course of our discoveries, we found out that this was a medical bill for me. We never received a medical bill. We never received a collection letter. We never received any written or verbal communications from anyone. While working with the collection agency and their client, the doctors to resolve errors they both had made on our address and our insurance company and the proper person to file the insurance claim, out of nowhere, a collection for the same account was place on my credit report on XXXX/XXXX/2015. The client, XXXX XXXX XXXX admitted that they made a gross error in the way they initially filed the claim. On XXXX/XXXX/2015 when I found out about the medical bill, I immediately contacted XXXX XXXX XXXX and furnished them with the correct insurance information. By XXXX/XXXX/2015, they were paid. This should never have been referred to a collection agency. XXXX XXXX XXXX filed their insurance claim incorrectly. XXXX XXXX XXXX had an incorrect address for me and therefore, I never received any communication from them about a medical bill. When I went in for an emergency service, I went to XXXX XXXX XXXX XXXX, all information with regard to contact information and proper insurance, XXXX, was furnished to them. They filed their claim and were paid in full promptly. I 'm sure the physicians were contracted through the hospital so I have no idea where they obtained their billing or insurance information in order to file a claim. I did not contract with XXXX XXXX XXXX. My entrance into the hospital was with XXXX XXXX XXXX XXXX. I never received a collection letter from XXXX XXXX XXXX. They used the same incorrect address that the Physicians used.
Consumer Consent Provided Consent provided
1056503 2014-10-03 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Medical
Date Received 2014-10-03
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed Yes
Date Sent To Company 2014-10-08
Consumer Consent Provided N/A
1241191 2015-02-15 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Called after sent written cease of comm
Sub Product Medical
Date Received 2015-02-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2015-02-24
Consumer Consent Provided N/A
968035 2014-08-04 Cont'd attempts collect debt not owed Debt collection
Tags Servicemember
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Medical
Date Received 2014-08-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2014-08-04
Consumer Consent Provided N/A
1757589 2016-01-26 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Medical
Date Received 2016-01-26
Submitted Via Postal mail
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-02-01
Consumer Consent Provided N/A
1775816 2016-02-05 Cont'd attempts collect debt not owed Debt collection
Tags Servicemember
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Medical
Date Received 2016-02-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-03-18
Complaint What Happened First, I am a veteran, so there was never a bill for me to pay. The company Healthcare Financial Services ( XXXX XXXX ) ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) on no ones authorization put me in collections and on my credit report for bills that I never had. I was about to pay them ion order to get them removed from my credit report, but instead went to the ( XXXX ) and sat down with the director of business office and came to find out that She never even sent them any information or a bill concerning me because there was no bill to send. They also fabricated XXXX other bills that the ( XXXX ) can verify in the total amount of around XXXX dollars. THe hospital ( XXXX XXXX, XXXX ) called them and straightened the matter out, but they ( Health Financial Serv. employee contacts were very rude and laughing about the matter. If i had paid the amounts that were asked for where would the money have gone for a bill that did not exist? They are running a SCAM and need to be totally shut down and I am filing a suit because of the damage that has incurred on my credit report.
Consumer Consent Provided Consent provided
1000137 2014-08-25 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Medical
Date Received 2014-08-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-08-29
Consumer Consent Provided N/A
935753 2014-07-14 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Not disclosed as an attempt to collect
Sub Product Medical
Date Received 2014-07-14
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-07-14
Consumer Consent Provided N/A
1211290 2015-01-27 Cont'd attempts collect debt not owed Debt collection
Tags Servicemember
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-01-27
Submitted Via Fax
Company Response Closed with non-monetary relief
Consumer Disputed Yes
Date Sent To Company 2015-03-03
Consumer Consent Provided N/A
565052 2013-10-21 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Medical
Date Received 2013-10-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2013-10-24
Consumer Consent Provided N/A
1672594 2015-11-25 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Medical
Date Received 2015-11-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-11-25
Complaint What Happened URGENT! ACTION NEEDED : False representation, unethical behavior and consequent actions of a medical facility and health corporation along with padding medical costs, etc. : I went to court yesterday, at XXXX in the XXXX County Justice Court in XXXX , Mississippi , an attorney with Healthcare Financial , the legal representative for XXXX XXXX Hospital presented legal proceedings against me for medical bill debt collection. It was at XXXX XXXX Hospital 's Emergency Room where last summer, in XXXX, I received Emergency Room medical services, one, in XXXX machine for XXXX which skyrocketed the bill, and Paid {$40.00} on bill and was not reflected at court, XXXX, Tuesday, XX/XX/XXXX. So, before any collections, my bill was paid before judgment and notice, why should I now after court and stating my case face financial repercussions. There in Justice Court, the Judge XXXX XXXX ruled in favor of Healthcare Financial ( XXXX XXXX Hospital ) in a ruling of over {$1100.00} in ER medical costs ( the original cost, not reflecting the {$40.00} paid while in good standing-UNFAIR to turn over to collections ), court costs and attorney 's fees, even though Healthcare Financial with their paperwork quoted me as owing the entire amount of the medical bill, not giving credit nor taking into account the {$40.00} I paid back in XXXX to the XXXX XXXX Hospital and I have my receipt. The original medical bill only, after I paid {$40.00} in a good faith effort was {$850.00}. Early on in summer XX/XX/XXXX, less than a few weeks after receiving services, I contacted the hospital requesting to make payments of {$10.00} to {$20.00} a month and more when I could afford to and was declined. I was told the least payments the hospital would accept was {$40.00} a month. With all my tons of bills, I struggled to make any payment, yet, while my medical account was in more-than-not, in good standing. I told the attorney I paid {$40.00} on my medical bill, and she said to me in the presence of the judge, " You should n't been able to pay them. They should n't took a payment from you. '' But they did! And I have the receipt from XX/XX/XXXX. However, in Justice Court before all speaking aloud, the attorney for Healthcare Financial-XXXX XXXX Hospital said after I asked the Judge, XXXX XXXX could I continue on making payments or more affordable payments to the hospital and the attorney said I could pay a COLLECTION AGENCY, and the damage has already been done. I was more than not devastated. The attorney did not take into account the {$40.00} payment and asked for better arrangements, therefore my account should not be turned over to collections in such unethical and credit not taken into account.
Consumer Consent Provided Consent provided
1803133 2016-02-24 Cont'd attempts collect debt not owed Debt collection
Tags Servicemember
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Medical
Date Received 2016-02-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-02-24
Consumer Consent Provided Consent not provided
1717563 2015-12-28 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Right to dispute notice not received
Sub Product Medical
Date Received 2015-12-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-12-28
Consumer Consent Provided Consent not provided
928312 2014-07-08 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Medical
Date Received 2014-07-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-07-08
Consumer Consent Provided N/A
1467293 2015-07-14 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Medical
Date Received 2015-07-14
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2015-07-21
Consumer Consent Provided Consent not provided
960320 2014-07-30 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Medical
Date Received 2014-07-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-08-01
Consumer Consent Provided N/A
1097517 2014-11-02 Taking/threatening an illegal action Debt collection
Issue Taking/threatening an illegal action
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Threatened to sue on too old debt
Sub Product Medical
Date Received 2014-11-02
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2014-11-02
Consumer Consent Provided N/A
829457 2014-04-28 Communication tactics Debt collection
Tags Older American
Issue Communication tactics
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Medical
Date Received 2014-04-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-04-29
Consumer Consent Provided N/A
1144896 2014-12-05 Improper contact or sharing of info Debt collection
Issue Improper contact or sharing of info
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Contacted employer after asked not to
Sub Product Medical
Date Received 2014-12-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-12-05
Consumer Consent Provided N/A
1539976 2015-08-27 Cont'd attempts collect debt not owed Debt collection
Tags Older American, Servicemember
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-08-27
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed Yes
Date Sent To Company 2015-08-27
Consumer Consent Provided Consent not provided
564563 2013-10-21 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Medical
Date Received 2013-10-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2013-10-24
Consumer Consent Provided N/A
1622408 2015-10-23 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Medical
Date Received 2015-10-23
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-10-29
Complaint What Happened As of XXXX, XXXX has been my Primary source of Healthcoverage. Prior to this date, I 'd never needed nor wanted either the State nor Federal Government to be of assistance. Due to the fact I was ( am ) a XXXX, I 'd taken pride of my accomplishments and achieved goals. I was very financially independent. I paid ALL my bills before their due dates, an individual ( conventional loan @ lowest APR ) homeowner, vehicle owner ( paid off after 60 months with the lowest possible APR ). Literally, I 'd achieved the proverbial " American Dream '' as a young adult, then young XXXX aged woman. Then, this happened : I 'd lived in XXXX XXXX, XXXX for 16 wonderful years, until the Nation 's largest Natural Disaster of the Century, XXXX XXXX, came bustling through with her winds figuratively knocking me to my knees. I, like true survivors do, brushed the dirt off and pulled my buit straps up for the sake of my life as a single mother of XXXX. NO! I was not a XXXX " Victim '' looking for free handouts from every benevolent social or governmental source. I was even a donator of my time and whatever resources I had then, and distributed them to the REAL victims, the citizens of XXXX XXXX seeking immediate relief at the XXXX ' Center set up at the XXXX State Fair Grounds in XXXX XXXX XXXX Enough of sounding like the Martyred Saint. I, as most humans do, end up making poor choices with no regard to the foreseeable consequences. Indeed, what choices I were making, I truly had my family 's best interest at heart. Unfortunately, they always were n't. And I 've dutifully taken responsibility for any consequences I brought on myself. Obviously, poor financial decisions becomes one of them when their flying around like a chicken with their head cut off by scrambling to figure how to make ends meet ( all legal, of course ) It 's hard, it 's tough, and self-defeating actions occur when one believes they 've hit their personal rock bottom. In the lowing wake of XXXX, I made the snap irrational decision to put my home for sale, bc the real estate value rocketed due to SO many displaced citizens searching to buy. I uprooted my single mother of XXXX life, and moved to XXXX in order to be closer to family. Almost immediately following, I met and married a man I barely even knew XX/XX/XXXX. The rest speaks for itself, the financial crumbling ruins of ALL I 'd worked so tenaciously to achieve. He soon became a XXXX on every level imaginable. He stole from my banking account, never allowed me on his all resulting in XXXX, XXXX, XXXX, XXXX, and XXXX. And, I had n't a shred of evidence to prove otherwise. To wrap it up, I fled with my daughter with only the clothes on our back to the closest XXXX and XXXX. I 've since, been fighting my way back up for the last three and one half years. My now, XXXX year old, amazing daughter and I are recovering happily on every level. However, financial decisions are n't up to her as a minor. I 'm doing all I can to tame the ominous credit vipers in order to get FULLY back on my feet again financially which is near impossible with such a low poor credit score. All my medical bills are certainly going to be disputed and their collection agencies, to their attorney 's fees, because I 've by the grace of those TRULY in need,! have been covered under XXXX which is now called " XXXX XXXX XXXX '' - XXXX XXXX. Sorry to sound melodramatic of it all, bc I ca n't stand melodrama myself. But, I need financial help and advising immediately. Thank you so much, in advance for all you 're able to do. Sincerely, XXXX XXXX
Consumer Consent Provided Consent provided
2157761 2016-10-11 Disclosure verification of debt Debt collection
Tags Servicemember
Issue Disclosure verification of debt
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Medical
Date Received 2016-10-11
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-10-11
Consumer Consent Provided Consent not provided
1123166 2014-11-19 Communication tactics Debt collection
Tags Servicemember
Issue Communication tactics
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Threatened to take legal action
Sub Product Medical
Date Received 2014-11-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-11-19
Consumer Consent Provided N/A
1272823 2015-03-07 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Medical
Date Received 2015-03-07
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-03-07
Consumer Consent Provided N/A
791423 2014-04-03 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company Healthcare Financial Services, LLC
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Medical
Date Received 2014-04-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2014-04-02
Consumer Consent Provided N/A

Date of last update: 15 Mar 2025

Sources: Mississippi Secretary of State