2137807
|
2016-09-29
|
Managing the line of credit
|
Consumer Loan
|
|
Issue |
Managing the line of credit
|
Timely |
Yes
|
Company |
UNITED CREDIT CORP. OF SOUTHAVEN
|
Product |
Consumer Loan
|
Sub Product |
Personal line of credit
|
Date Received |
2016-09-29
|
Submitted Via |
Phone
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2017-02-08
|
Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
Consumer Consent Provided |
N/A
|
|
2901712
|
2018-05-09
|
Struggling to pay your loan
|
Payday loan, title loan, or personal loan
|
|
Issue |
Struggling to pay your loan
|
Timely |
Yes
|
Company |
UNITED CREDIT CORP. OF SOUTHAVEN
|
Product |
Payday loan, title loan, or personal loan
|
Sub Product |
Installment loan
|
Date Received |
2018-05-09
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-05-31
|
Complaint What Happened |
I got out of work last XXXX and got behind on the payments, I have since gone back to work and I am trying to get the loan caught up but they will not offer me any kind of assistance and have started to call me every 5 or 10 miuntes every day and have now started to harass my husband and family every few milnutes. its either XXXX or XXXX calling demanding a payment right then. I offered to let them know when I could get a payment in but was told I need to do it right now. Im really trying hard but I can do only so much and I do have other bills to pay also and trying to kwwp my house out of foreclosure.
|
Consumer Consent Provided |
Consent provided
|
|
2753007
|
2017-12-12
|
Loan payment wasn't credited to your account
|
Payday loan, title loan, or personal loan
|
|
Issue |
Loan payment wasn't credited to your account
|
Timely |
Yes
|
Company |
UNITED CREDIT CORP. OF SOUTHAVEN
|
Product |
Payday loan, title loan, or personal loan
|
Sub Product |
Payday loan
|
Date Received |
2017-12-12
|
Submitted Via |
Fax
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-02-05
|
Consumer Consent Provided |
N/A
|
|
4581723
|
2021-07-28
|
Improper use of your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
Issue |
Improper use of your report
|
Timely |
Yes
|
Company |
UNITED CREDIT CORP. OF SOUTHAVEN
|
Product |
Credit reporting, credit repair services, or other personal consumer reports
|
Sub Issue |
Credit inquiries on your report that you don't recognize
|
Sub Product |
Credit reporting
|
Date Received |
2021-07-28
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2021-08-25
|
Complaint What Happened |
I abtain a loan from this company United Credit back in XX/XX/XXXX My home burned down and I lost my job in XX/XX/XXXX so I wasn't able to pay back the loan so they charged it off as bad debt so fast foward to XXXX XXXX I received my anually credit report and noticed United Credit has been pulling a hard inquire of my credit for the past year and something every two month they have pulled it starting XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX,, XX/XX/XXXX, XX/XX/XXXX they are trying to ruin my credit I did not arthorize them to pull my credit this is illegal!! I have not heard or spoken to United Credit since XX/XX/XXXX this is not right and is against the law!!
|
Consumer Consent Provided |
Consent provided
|
|
3158354
|
2019-02-20
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
UNITED CREDIT CORP. OF SOUTHAVEN
|
Product |
Debt collection
|
Sub Issue |
Frequent or repeated calls
|
Sub Product |
Payday loan debt
|
Date Received |
2019-02-20
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2019-02-20
|
Complaint What Happened |
This finance company keeps repeatly calling me at work even though I have told them I can not receive phone calls on my job and to please stop.
|
Consumer Consent Provided |
Consent provided
|
|
2854362
|
2018-03-23
|
Threatened to contact someone or share information improperly
|
Debt collection
|
|
Issue |
Threatened to contact someone or share information improperly
|
Timely |
Yes
|
Company |
UNITED CREDIT CORP. OF SOUTHAVEN
|
Product |
Debt collection
|
Sub Issue |
Talked to a third-party about your debt
|
Sub Product |
I do not know
|
Date Received |
2018-03-23
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-03-27
|
Consumer Consent Provided |
Consent not provided
|
|