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  5. Jacob Law Group PLLC

Jacob Law Group PLLC

Headquarter

Company Details

Name: Jacob Law Group PLLC
Jurisdiction: MISSISSIPPI
Business Type: Limited Liability Company
Status: Good Standing
Effective Date: 06 Oct 2006 (19 years ago)
Business ID: 900164
ZIP code: 38655
County: Lafayette
State of Incorporation: MISSISSIPPI
Principal Office Address: 2623 WEST OXFORD LOOPOXFORD, MS 38655

Links between entities

Type Company Name Company Number State
Headquarter of Jacob Law Group PLLC, ALABAMA 000-620-719 ALABAMA
Headquarter of Jacob Law Group PLLC, COLORADO 20061502796 COLORADO
Headquarter of Jacob Law Group PLLC, IDAHO 180429 IDAHO
Headquarter of Jacob Law Group PLLC, KENTUCKY 0775650 KENTUCKY
Headquarter of Jacob Law Group PLLC, MINNESOTA a50f6fc8-8ed4-e011-a886-001ec94ffe7f MINNESOTA
Headquarter of Jacob Law Group PLLC, FLORIDA M06000006515 FLORIDA
Headquarter of Jacob Law Group PLLC, RHODE ISLAND 000559957 RHODE ISLAND
Headquarter of Jacob Law Group PLLC, ALASKA 131647 ALASKA

form 5500

Plan Name Plan Year EIN/PN Received Sponsor Total number of participants
JACOB LAW GROUP, PLLC 401(K) PLAN 2023 205569963 2024-04-02 JACOB LAW GROUP, PLLC 22
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382868
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Signature of
Role Plan administrator
Date 2024-04-02
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2024-04-02
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
JACOB LAW GROUP, PLLC 401(K) PLAN 2022 205569963 2023-05-18 JACOB LAW GROUP, PLLC 20
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382868
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Signature of
Role Plan administrator
Date 2023-05-17
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2023-05-17
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
JACOB LAW GROUP, PLLC 401(K) PLAN 2021 205569963 2022-04-26 JACOB LAW GROUP, PLLC 20
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382868
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Signature of
Role Plan administrator
Date 2022-04-22
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2022-04-22
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
JACOB LAW GROUP, PLLC 401(K) PLAN 2020 205569963 2021-03-29 JACOB LAW GROUP, PLLC 17
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382868
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Signature of
Role Plan administrator
Date 2021-03-29
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2021-03-29
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
JACOB LAW GROUP, PLLC 401(K) PLAN 2019 205569963 2020-03-11 JACOB LAW GROUP, PLLC 15
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382862
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Signature of
Role Plan administrator
Date 2020-03-11
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2020-03-11
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
JACOB LAW GROUP, PLLC 401(K) PLAN 2018 205569963 2019-02-20 JACOB LAW GROUP, PLLC 16
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382862
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Signature of
Role Plan administrator
Date 2019-02-19
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2019-02-19
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
JACOB LAW GROUP, PLLC 401(K) PLAN 2017 205569963 2018-04-09 JACOB LAW GROUP, PLLC 12
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382862
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Signature of
Role Plan administrator
Date 2018-04-09
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2018-04-09
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
JACOB LAW GROUP, PLLC 401(K) PLAN 2016 205569963 2017-02-22 JACOB LAW GROUP, PLLC 14
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382862
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Signature of
Role Plan administrator
Date 2017-02-21
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2017-02-21
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
JACOB LAW GROUP, PLLC 401(K) PLAN 2015 205569963 2016-03-28 JACOB LAW GROUP, PLLC 18
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382868
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Signature of
Role Plan administrator
Date 2016-03-28
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2016-03-28
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
JACOB LAW GROUP, PLLC 401(K) PLAN 2014 205569963 2015-04-14 JACOB LAW GROUP, PLLC 23
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382868
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Signature of
Role Plan administrator
Date 2015-04-14
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2015-04-14
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2014/06/02/20140602082116P040422093361001.pdf
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382868
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Signature of
Role Plan administrator
Date 2014-05-28
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2014-05-28
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2013/06/13/20130613153029P040329726689001.pdf
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382868
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Signature of
Role Plan administrator
Date 2013-06-13
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2013-06-13
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2012/05/24/20120524092354P040002189124001.pdf
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382868
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Plan administrator’s name and address
Administrator’s EIN 205569963
Plan administrator’s name JACOB LAW GROUP, PLLC
Plan administrator’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655
Administrator’s telephone number 6622382868

Signature of
Role Plan administrator
Date 2012-05-23
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2012-05-23
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382868
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Plan administrator’s name and address
Administrator’s EIN 205569963
Plan administrator’s name JACOB LAW GROUP, PLLC
Plan administrator’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655
Administrator’s telephone number 6622382868

Signature of
Role Plan administrator
Date 2011-06-13
Name of individual signing MICHAEL JACOB
Valid signature Filed with incorrect/unrecognized electronic signature
Role Employer/plan sponsor
Date 2011-06-13
Name of individual signing MICHAEL JACOB
Valid signature Filed with incorrect/unrecognized electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2011/06/13/20110613151155P030075384785001.pdf
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382868
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Plan administrator’s name and address
Administrator’s EIN 205569963
Plan administrator’s name JACOB LAW GROUP, PLLC
Plan administrator’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655
Administrator’s telephone number 6622382868

Signature of
Role Plan administrator
Date 2011-06-13
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2011-06-13
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2010/09/10/20100910095744P040050294579001.pdf
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541110
Sponsor’s telephone number 6622382868
Plan sponsor’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655

Plan administrator’s name and address
Administrator’s EIN 205569963
Plan administrator’s name JACOB LAW GROUP, PLLC
Plan administrator’s address 2623 W. OXFORD LOOP, OXFORD, MS, 38655
Administrator’s telephone number 6622382868

Signature of
Role Plan administrator
Date 2010-09-10
Name of individual signing MICHAEL JACOB
Valid signature Filed with authorized/valid electronic signature

Agent

Name Role Address
Rebecca Davis Agent 1420 North Lamar Suite 101, Oxford, MS 38655

Member

Name Role Address
Michael A Jacob Member P. O. BOX 948, OXFORD, MS 38655
Michael Jacob Member 1420 North Lamar Suite 101PO Box 1237, Oxford, MS 38655

Filings

Type Status Filed Date Description
Annual Report LLC Filed 2024-03-26 Annual Report For Jacob Law Group PLLC
Amendment Form Filed 2024-03-01 Amendment For Jacob Law Group PLLC
Annual Report LLC Filed 2023-02-07 Annual Report For Jacob Law Group PLLC
Annual Report LLC Filed 2022-03-29 Annual Report For Jacob Law Group PLLC
Annual Report LLC Filed 2021-04-07 Annual Report For Jacob Law Group PLLC
Annual Report LLC Filed 2020-05-15 Annual Report For Jacob Law Group PLLC
Annual Report LLC Filed 2019-05-24 Annual Report For Jacob Law Group PLLC
Annual Report LLC Filed 2018-07-30 Annual Report For Jacob Law Group PLLC
Annual Report LLC Filed 2017-08-07 Annual Report For Jacob Law Group PLLC
Annual Report LLC Filed 2016-05-06 Annual Report For Jacob Law Group PLLC

CFPB Complaint

Complaint Id Date Received Issue Product
11431805 2025-01-08 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Other debt
Date Received 2025-01-08
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-08
Consumer Consent Provided Other
6892326 2023-04-27 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Sued you without properly notifying you of lawsuit
Sub Product Credit card debt
Date Received 2023-04-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-04-27
Consumer Consent Provided Consent not provided
6377134 2022-12-29 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Sued you without properly notifying you of lawsuit
Sub Product Credit card debt
Date Received 2022-12-29
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-12-29
Complaint What Happened Im filing this complaint against Jacob Law Group , PLLC for failure to adhere to FDCPA guidelines. Jacob Law Group , PLLC fail to adhere to Regulation F, giving me the opportunity to request for validation of an alleged debt prior to assuming its validity. I have encountered abusive, deceptive, and unfair debt collection practices from Jacob Law Group , PLLC. In accordance with sos.ms.gov ; Jacob Law Group , PLLC is registered as an attorney office. Yet, they are acting as a debt collector, which is a violation under the FDCP for deceptive practices. Jacob Law Group , PLLC has inflated the alleged debt amount with fees in the amount of {$130.00} for court cost and garnishment. The fees and prior order is null and void due to, I was never served a Summons and Complaint to appear in court for this alleged debt. I was recently given a Show Cause Hearing on XX/XX/XXXX XXXX, a new trial date was set for XXXX, XXXX. I requested validation of this alleged debt, which Jacob Law Group fell to provide all requested documentation. XXXX XXXX knowing I was never given an opportunity to dispute this alleged account prior to sending this account over to Jacob Law Group , PLLC. As you can see in the uploaded documents, they recently issued a letter via USPS, given me the opportunity to dispute by XX/XX/XXXX. I requested the original contract with the original creditor, Bill of Sale, and Purchase Agreement. So, that I may validate this alleged account properly. Jacob Law Group only sent statements, which does not validate alleged debts in accordance with law. Due, to me not being able to validate this alleged debt, I filed a claim with the Federal Trade Commission as fraudulent account. I have no proof nor prior knowledge of this alleged account ; its not on my credit report. Jacob Law Group , PLLC, you are hereby noticed within this complaint. Cease and desist any and all attempts in trying to collect on this alleged debt I dont owe. If I owed this alleged debt in which I, dont it have passed the statute of limitations ( MCA 15-1-29 & MCA 15-1-31 ), forfeiting the rights of collection. Jacob Law Group , PLLC has violated multiple law under the FDCPA, I'm truly loss for words. Jacob Law Group , PLLC has knowingly broken state and federal laws and regulations concerning the collection on this alleged debt with forethought and malice. I have also filed a complaint with our local Attorney General Office upon me submitting this complaint.
Consumer Consent Provided Consent provided
3853536 2020-09-18 Communication tactics Debt collection
Tags Older American
Issue Communication tactics
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Used obscene, profane, or other abusive language
Sub Product Credit card debt
Date Received 2020-09-18
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-09-18
Complaint What Happened I am in a payment arrangement with Jacob Law Group in XXXX, MS . Calling to make payment results in degrading conversations and an insult to my intelligence. I have repeatedly tried to speak with management to no avail. I have also spoken with the Justice Court Judge involved in the matter. Nothing has changed the behavior or tactics of this Collection Agency. Their treatment of individuals is cruel and inhumane. I should not be humiliated just because I am honestly and legally trying to pay off a debt.
Consumer Consent Provided Consent provided
5572733 2022-05-18 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Debt was already discharged in bankruptcy and is no longer owed
Sub Product Credit card debt
Date Received 2022-05-18
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-05-18
Complaint What Happened Jacob Law Group , PLLC ( lawyer/debt collector ) 1. Jacob Law Group , PLLC sent me a ( non-certified mail ) computer generated unsigned collection notice ( dated for XX/XX/XXXX ) stating that they are a debt collector attempting to collect a debt. I was confused because when I read it as being a law group, I thought I was about to be sued. I thought to myself how can they be a lawyer 's office and a debt collector at the same time -- really had me worried and confused. They sent me a collection letter for a debt allegedly owed to XXXX XXXX for {$620.00} that was discharged in my bankruptcy ( XXXX ) XX/XX/XXXX ( XXXX # XXXX ). I received the letter in my mailbox on XX/XX/XXXX. 2. I responded by sending them a validation of debt and proof of claim letter ( dated for XX/XX/XXXX ) by certified mail ( # XXXX XXXX XXXX XXXX XXXX ) and stated to them that they are trying to collect a debt that was discharged in my bankruptcy. Jacob Law Group, LLC received it on XX/XX/XXXX. 3. I received a non-certified mailed response to my validation letter ( dated for XX/XX/XXXX ) from Jacob Law Group, LLC in my mailbox on XX/XX/XXXX stating that the Current Creditor is XXXX XXXX XXXX ; Original Creditor : XXXX XXXX XXXX XXXX. and enclosed with XXXX XXXX XXXX XXXX XXXX XXXX XXXX dated for XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. 4. I responded by sending certified mailed ( # XXXX XXXX XXXX XXXX XXXX ) mailed on XX/XX/XXXX Demand for Debt Collector Declaration and Proof of Claim letter ( dated for XX/XX/XXXX ) and Notarized Affidavit ( notarized XXXX XX/XX/XXXX in XXXX XXXX, XXXX XXXX. 5. On XX/XX/XXXX, I was walking to my apartment door and noticed a paper on the ground ( I video recorded the paper on the ground in front of my door ). I read the words on the paper and it said Justice Court Summons for XXXX XXXX XXXX CO JACOB LAW GROUP PLLC XXXX XXXX XXXX -- DECLARATION : Total demand {$620.00} PLUS {$81.00} court costs PLUS INTEREST and have there this writ. The court date is set for XX/XX/XXXX at XXXX am at JUSTICE COURT XXXX XXXX XXXX, XXXX, XXXX XXXX. I am being summons to court after I responded to JACOB LAW GROUP telling them that this was a discharged debt and as validation and proof of claim which I clearly stated in my first response that I was disputing this debt and collections must cease. I have been very stressed, getting no sleep, and I don't know who saw or looked at that paper that was on the ground at my door. I felt very, very humiliated and ashamed. I am also sending a debt validation notice to other debt collectors who have sent a collection letter or are trying to contact me to pay this same debt that was discharged in my bankruptcy. The following collection agencies and their collection letters date are all listed within this time frame of XXXX to present of trying to collect this same debt. A. XXXX XXXX XXXX ( reported this debt on my XXXX consumer report with status updated XX/XX/XXXX discharged in bankruptcy ) [ So they had full knowledge of the debt being discharged in bankruptcy. ] Other owners of this account : XXXX XXXX, XXXX and XXXX, XXXX ; XXXX XXXX XXXX XXXX ; and XXXX Originator XXXX XXXX. XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX JACOB LAW GROUP , PLLC XX/XX/XXXX XXXX XXXX XXXX XXXX ( After I mailed XXXX the first response, I received 2 notices from this company XX/XX/XXXX stating that they " received a recent inquiry regarding the above account... and have enclosed the account summary which provided verification of debt. '' They also sent the same XXXX XXXX XXXX XXXX XXXX XXXX dated for XX/XX/XXXX and an Account Summary Report dated for XX/XX/XXXX at XXXX PM with the following Account Information ( the original creditor : XXXX XXXX XXXX ; Origination date : XX/XX/XXXX ; Charge-off date : XX/XX/XXXX ; Charge-off amount : {$620.00} ; Account acquired on : XX/XX/XXXX ; and, account balance at time of acquisition : {$620.00}. In my debt validation letter and demand letter, this company has not sent me anything proving that they own this debt and have full knowledge that this debt was discharged in a bankruptcy and they are still harassing me with a law suit after I have given them proper notice. ATTACHMENTS : I have attached a screen shot of the debt being reported to the consumer reporting agency.
Consumer Consent Provided Consent provided
2046330 2016-08-04 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Right to dispute notice not received
Sub Product Auto
Date Received 2016-08-04
Submitted Via Web
Company Response Closed
Consumer Disputed No
Date Sent To Company 2016-08-04
Consumer Consent Provided Consent not provided
2501269 2017-06-04 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Collected or attempted to collect exempt funds
Sub Product Credit card debt
Date Received 2017-06-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2017-06-04
Complaint What Happened Jacob Law Group, of XXXX, MS., has sued me in Justice court of XXXX, XXXX, MS. for a credit card bill. I have a court date. They have done all of this although I am legally XXXX and they and the county I live in know it.
Consumer Consent Provided Consent provided
2341354 2017-02-13 Communication tactics Debt collection
Issue Communication tactics
Timely No
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Called after sent written cease of comm
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2017-02-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2017-02-16
Consumer Consent Provided Consent not provided
10458806 2024-10-15 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-10-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-15
Consumer Consent Provided Consent not provided
10475714 2024-10-16 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Other debt
Date Received 2024-10-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-16
Consumer Consent Provided Consent not provided
3650614 2020-05-13 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Sued you without properly notifying you of lawsuit
Sub Product Credit card debt
Date Received 2020-05-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-05-13
Complaint What Happened I got sick in XXXX, since then I've had XXXX XXXX XXXX major, XXXX minor and countless test procedures and Dr Visits which left me XXXX unable to work which left me broke unable to pay my bills, I had two credit cards from XXXX XXXX, when I got them the contract on both stated that if I ever got ill or XXXX that it was a policy that I would not have to pay my credit card debt if I could show proof my illness or XXXX. I called XXXX XXXX and Jacobs law Firm explained this to them after my XXXX XXXX, they told me to send in my proof of illness I did, I sent them a XXXX3 page medical report documenting my XXXX test procedures and dr visits to two different addresses bc I had two credit cards w them about 6 weeks later XX/XX/XXXX to be exact I got a letter in the mail basically saying all was forgiven ( that im gon na attach and send w this complaint if I can ) checked my credit today and realized im being sued by them and the letter that states all forgiven I received is only for one of the accounts and now they are trying to sue me for the other account and not honor the contract agreement about medical hardship that account # is XXXX I called them today and I called and they were rude we got disconnected or she hung up on me one then I called back and just got elevator music w a msg saying hold times are over two hrs so I hung up start ffilling out this complaint.. You would think w all this covid 19 stuff they would be more coorperative
Consumer Consent Provided Consent provided
3716222 2020-06-25 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Credit card debt
Date Received 2020-06-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-06-25
Complaint What Happened I owed the Original Credit which was XXXX XXXX XXXX and after they charged the debt off they sold it to XXXX XXXX who is a debt buyer in XX/XX/2016. XXXX XXXX hired a collector by the name of Jacob Law Group to try and collect the debt. Jacob Law Group sent me a settlement letter and I submitted the settlement amount as required and they won't update the credit report showing the debt has been settled. They have it showing that I still owe {$530.00}. Also the statue of limitations on old debt is 3 yrs and it is over 3 yrs and they are still trying to collect. See attached info.
Consumer Consent Provided Consent provided
3358411 2019-08-29 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product Credit card debt
Date Received 2019-08-29
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-08-29
Complaint What Happened I had a debt with XXXX. They close this debt in 2017. I haven't had any type of communication or notices about this debt until all of a sudden my wages had been garnished by Jacob Law Group based in XXXX Mississippi. They were very rude and unprofessional. I called to talk to them and they had very foul attitudes. They got snappy with me for asking questions. Even abruptly hanging up on me. I called back to complain about how I was treated during that call, again the same thing, foul attitude and abruptly hung up from me. I wanted to know which court they filed their claim with and why I was not notified about this beforehand. I had no idea what happened with my money until I looked at my pay stub deductions. There is where I saw the name Jacob Law Group. I XXXX this business to get a number to contact them which only delivered snappy remarks. I still have no idea where this was all done nor why I have nothing in writing on this matter.
Consumer Consent Provided Consent provided
3052704 2018-10-22 Communication tactics Debt collection
Tags Servicemember
Issue Communication tactics
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Credit card debt
Date Received 2018-10-22
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-10-22
Complaint What Happened Jacob 's Law Group in XXXX, MS repeatedly called my work phone every two days even after they were notified of the following : 1. It was a work phone and to please contact me via written communication. 2. I was not aware of the XXXX XXXX Debt and to please send me a detailed account of what was charge on the card. 3. The debt is past the statue of limitations for MS . I have request in writing all the above statements from the Law Group without an answer and will proceed to court on XX/XX/XXXX.
Consumer Consent Provided Consent provided
1654870 2015-11-13 Communication tactics Debt collection
Tags Servicemember
Issue Communication tactics
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Threatened to take legal action
Sub Product Non-federal student loan
Date Received 2015-11-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-11-13
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened XX/XX/XXXX XXXX I received a telephone call from Jacob Law Group , I was not home at teh time to receive the call. XX/XX/XXXX I received a letter from the same company stating that I had a debt from XXXX XXXX bank in the amont of {$2100.00}. I called the number on the letter and spoke with a lady named XXXX. She went on to inform me that she had contacted my job XXXX and verified emplyment. First of all no one at the particular center has the authority to validate employment. I asked who did she speak with ad she hesistated and told me the HR department. I called the HR department sad they had not spoken with anyone to verify my employment. She went on to tell me that I needed to pay the amount in full and she saw that my cosigner had a car in her name and if she had a car she should be able to go and get an installment loan for {$2000.00} at the bank and pay the bill and I pay the {$150.00}. I explained to her that this was my mother she was XXXX years old and since XX/XX/XXXX has had some credit issues. I offered to make installment payments but she would accept teh offer. I am afraid that htey will upset my mother who has XXXX as I do myself. She went on to ask how much I made per month and noted that they could take at least {$400.00} a month from me and that I did not want that. She was quite harsh. I had XXXX on XX/XX/XXXX and I amcurrently off work and under the care of my doctor.
Consumer Consent Provided Consent provided
3437453 2019-11-13 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Credit card debt
Date Received 2019-11-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-11-13
Complaint What Happened I received a letter from the Jacob Law Group , PLLC, that was dated XX/XX/XXXX. The letter was an attempt to collect an alleged debt in the amount of {$2300.00}. I had previously disputed this debt with two other entities in XXXX and XXXX and never received validation from either company pursuant to the FDCPA. This company is attempting to collect on an unverified and unvalidated debt in violation of the FDCPA.
Consumer Consent Provided Consent provided
1412541 2015-06-09 Taking/threatening an illegal action Debt collection
Issue Taking/threatening an illegal action
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Sued w/o proper notification of suit
Sub Product Medical
Date Received 2015-06-09
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2015-06-15
Consumer Consent Provided Consent not provided
875820 2014-05-31 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Medical
Date Received 2014-05-31
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-05-31
Consumer Consent Provided N/A
7092207 2023-06-09 Getting a credit card Credit card or prepaid card
Issue Getting a credit card
Timely Yes
Company Jacob Law Group, PLLC
Product Credit card or prepaid card
Sub Issue Card opened as result of identity theft or fraud
Sub Product General-purpose credit card or charge card
Date Received 2023-06-09
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-06-09
Complaint What Happened On XX/XX/XXXX a credit card was opened in my name, With XXXX XXXX.That I had no idea that it was on my credit report, this account was opened for 2 years until the payment stopped until I went to purchase a home and was required to go to credit counseling for unresolved issues.This is when the matter comes up in XXXX of XXXX, advised by the credit counselor of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX told us to get a copy of the judgement that went to court in XXXX of XXXX! upon getting the info and contacting Jacob Law Group, I filed a police report and faxed it over to them and they are going to proceed with the garnishment back as stated from XX/XX/XXXX!! My credit advisor advised me that the statue of limitations is 3 years in Mississippi and that they could not garnish his wages.and I was advised to contact to you for solutions.I tried to pay the debt as well, so that I can proceed in my home purchase and try to retain a lawyer later if wrong doings or involve, but Jacob Law Representative said they could not provide proof of the payment until 30 after being paid.Balance of credit card statement is XXXX.
Consumer Consent Provided Consent provided
9698939 2024-08-03 Written notification about debt Debt collection
Tags Older American
Issue Written notification about debt
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product Credit card debt
Date Received 2024-08-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-08-05
Complaint What Happened On or around XX/XX/year> a summons with attached complaints which was filed within the County Court, XXXX XXXX, Mississippi by Jacob Law PLLC in reference to their principal XXXX XXXX XXXX. XXXX XXXX has a business model of purchasing portfolios of debt for a significant reduction of the face value of said debt. XXXX has operated in this type operations over the years with multiple other entities and most with some tether of ownership, or operational structure with XXXX. The Fair Debt Collection Practices Act ( " FDCPA ''. ) 15 U.S.C. 1692 et. seq., provides protections for consumers, and also requires strict adherence to the sections of the statute by companies whose business nature involves collections of debt. Both XXXX XXXX, XXXX, and Jacob Law Firm, PLLC meat that definition and as such are required to operate within the four corners of the statute. There was never a demand notice as required in section 809 of the FDCPA sent to my home address by either XXXX XXXX, nor its collection agent, Jacob Law, the first notice of their purported ownership, and collection activities therein was their lawsuit filed against me. These actions can be construed as violations of the FDCPA, and using the courts without following the directions of the statute seems to be a pattern in which both the purported principal and its agent have run afoul with the courts and this governing body in the past.
Consumer Consent Provided Consent provided
7518857 2023-09-08 Attempts to collect debt not owed Debt collection
Tags Older American
Issue Attempts to collect debt not owed
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Credit card debt
Date Received 2023-09-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-09-08
Complaint What Happened I submitted proof to Jacob Law Group that I paid the full amount owed, but they continued to badger me. After I communicated that I wanted no further communication with them as I no longer owed them any money, they turned me over to XXXX XXXX XXXX. I contacted XXXX and provided Money Order numbers and check numbers along with copy of the bill showing debt amount. XXXX continues to try to collect after I've paid. They have this on my credit report as delinquent! Something needs to be done about these companies underhanded tactics, especially against senior citizens. I submitted all communication and documents to the Attorney General of Mississippi and they recommended I contact you. Thank you
Consumer Consent Provided Consent provided
7069239 2023-06-03 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Credit card debt
Date Received 2023-06-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-06-03
Consumer Consent Provided Consent not provided
6986705 2023-05-16 Attempts to collect debt not owed Debt collection
Tags Older American
Issue Attempts to collect debt not owed
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Debt was paid
Sub Product I do not know
Date Received 2023-05-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-05-16
Complaint What Happened THIS IS ABOUT JACOB LAW GROUP, PLLC IN XXXX, MISSISSIPPI. THIS FIRM HAD A LEIN PUT ON MY HOME OVER A COLLECTION THAT WAS PAID OFF IN XXXX , THE LEIN WAS PUT ON MY HOME IN XXXX. THIS WAS A XXXX XXXX XXXX XXXX THAT HAS BEEN PAID OFF , NOW THIS LAW FIRM IS TRYING TO COLLECT DOUBLE ON THIS ACCOUNT . I HAVE BEEN CONTACTING THEM REGULAR ABOUT THIS . THE CIRCUIT CLERK OF COPIAH HAS CONTACTED THEM ALSO BUT THEY STILL RELEASE THE LEIN WITH ALL THE PROOF THAT I I GIVEN THE THAT THIS BILL HAS BEEN CLOSED AND PAID OFF. JACOB LAW GROUP PLLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MISSISSIPPI XXXX
Consumer Consent Provided Consent provided
5070438 2022-01-04 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Threatened to sue you for very old debt
Sub Product Other debt
Date Received 2022-01-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-01-04
Consumer Consent Provided Consent not provided
5457623 2022-04-17 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Indicated you were committing crime by not paying debt
Sub Product I do not know
Date Received 2022-04-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-04-17
Complaint What Happened XX/XX/2022 My mother called me and said that there is a letter there for me and that it's from a lawyer. I proceeded to ask her to open the letter and it was a letter for a debt from a company that has been causing all this mental stress for a debt that I know nothing about. I have asked these people to send verification of this debt and they have failed to do so. I have repeatedly tried to dispute this bogus bad debt that is ruining my good name and hindering my well being. Jacob Law Group LLC is now doing what XXXX is doing and it's draining my will to live. I want these people to investigate and send me a signed document showing that i signed up for this now bad debt from all parties involved and I have yet to get that. I am sick of these people trying to collect a debt that I know nothing of. 806. Harassment or abuse A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person. ( 2 ) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader. ( 3 ) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 1681a ( f ) or 1681b ( 3 ) 1 of this title. ( 4 ) The advertisement for sale of any debt to coerce payment of the debt. ( 5 ) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number. ( 6 ) Except as provided in section 1692b of this title, the placement of telephone calls without meaningful disclosure of the caller 's identity. 15 USC 1692e 807. False or misleading representations A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof. ( 2 ) The false representation of -- ( A ) the character, amount, or legal status of any debt; or ( B ) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt. ( 3 ) The false representation or implication that any individual is an attorney or that any communication is from an attorney. ( 4 ) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action. ( 5 ) The threat to take any action that can not legally be taken or that is not intended to be taken. ( 6 ) The false representation or implication that a sale, referral, or other transfer of any interest in a debt shall cause the consumer to -- ( A ) lose any claim or defense to payment of the debt; or ( B ) become subject to any practice prohibited by this subchapter. ( 7 ) The false representation or implication that the consumer committed any crime or other conduct in order to disgrace the consumer. ( 8 ) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed. ( 9 ) The use or distribution of any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or which creates a false impression as to its source, authorization, or approval. ( 10 ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. ( 11 ) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action. ( 12 ) The false representation or implication that accounts have been turned over to innocent purchasers for value. ( 13 ) The false representation or implication that documents are legal process. ( 14 ) The use of any business, company, or organization name other than the true name of the debt collector 's business, company, or organization. ( 15 ) The false representation or implication that documents are not legal process forms or do not require action by the consumer. ( 16 ) The false representation or implication that a debt collector operates or is employed by a consumer reporting agency as defined by section 1681a ( f ) of this title. 15 USC 1692f 808. Unfair practices A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) The collection of any amount ( including any interest, fee, charge, or expense incidental to the principal obligation ) unless such amount is expressly authorized by the agreement creating the debt or permitted by law. ( 2 ) The acceptance by a debt collector from any person of a check or other payment instrument postdated by more than five days unless such person is notified in writing of the debt collector 's intent to deposit such check or instrument not more than ten nor less than three business days prior to such deposit. ( 3 ) The solicitation by a debt collector of any postdated check or other postdated payment instrument for the purpose of threatening or instituting criminal prosecution. ( 4 ) Depositing or threatening to deposit any postdated check or other postdated payment instrument prior to the date on such check or instrument. ( 5 ) Causing charges to be made to any person for communications by concealment of the true purpose of the communication. Such charges include, but are not limited to, collect telephone calls and telegram fees. ( 6 ) Taking or threatening to take any nonjudicial action to effect dispossession or disablement of property if -- ( A ) there is no present right to possession of the property claimed as collateral through an enforceable security interest ; ( B ) there is no present intention to take possession of the property ; or ( C ) the property is exempt by law from such dispossession or disablement. ( 7 ) Communicating with a consumer regarding a debt by post card. ( 8 ) Using any language or symbol, other than the debt collector 's address, on any envelope when communicating with a consumer by use of the mails or by telegram, except that a debt collector may use his business name if such name does not indicate that he is in the debt collection business. 15 USC 1692g 809. Validation of debts ( a ) Notice of debt ; contents Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing -- ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumer 's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. ( b ) Disputed debts If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) of this section that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or a copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector. Collection activities and communications that do not otherwise violate this subchapter may continue during the 30-day period referred to in subsection ( a ) unless the consumer has notified the debt collector in writing that the debt, or any portion of the debt, is disputed or that the consumer requests the name and address of the original creditor. Any collection activities and communication during the 30-day period may not overshadow or be inconsistent with the disclosure of the consumers right to dispute the debt or request the name and address of the original creditor. ( c ) Admission of liability The failure of a consumer to dispute the validity of a debt under this section may not be construed by any court as an admission of liability by the consumer. I just ask you to send me the copy of my signed contract ( VERIFICATION OF THE DEBT ) for account # XXXX with my signature on the original debt as the law clearly states you must ... .and if not DELETE this and go on about your way.
Consumer Consent Provided Consent provided
5321440 2022-03-14 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Threatened or suggested your credit would be damaged
Sub Product Credit card debt
Date Received 2022-03-14
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-03-14
Complaint What Happened I received a statement from Jacob Law Group , PLLC stating there a debt collector and trying to collect on a debt that I owe. This law firm claims I had an account with XXXX XXXX Bank, XXXX. the original creditor. Now, stating I owe money to XXXX XXXX XXXX. I disputed all claims that Jacob Law Group , PLLC within my 30 days. I have also reported this account to the Federal Trade Commission and spoke with my local XXXX XXXX office in regard to Jacob Law Group , PLLC. I have included all correspondence for your review along with a copy of my identity theft report.
Consumer Consent Provided Consent provided
5322000 2022-03-14 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Threatened or suggested your credit would be damaged
Sub Product Credit card debt
Date Received 2022-03-14
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-03-14
Complaint What Happened I'm making this claim in reference to the abusive, deceptive, and unfair debt collection practices that I have encountered by Jacob Law Group , PLLC. Jacob Law Group , PLLC is clearly stating they are a debt collector, which is a violation under the Fair Debt Collection Practices Act 15 USC 1692f subsection 808. unfair practices. Jacob Law Group , PLLC has also violated me under 15 USC 1692b ( 2 ), stating that I owe a debt. I was violated under 15 USC 1692b ( 5 ), in which the envelope clearly displays language, not only was this a violation under federal law ; it's also a violation under the XXXX XXXX XXXX Practices Act. The statement that I received from Jacob Law Group , PLLC reflects a positive amount. I have disputed all claims on XX/XX/2022 via certified mail with return receipt, Cease and Desist all future attempts in trying to collect on a positive balance. Further, more their claim is that this was an account with XXXX XXXX I contacted XXXX via certified mail with receipt requesting proof of claim and they sent me documentation that states ; XXXX automated underwriting system was unable to match my name, physical address, social security number and date of birth against independent third-party data. Jacob Law Group , PLLC has violated multiple law under the FDCPA, I'm truly loss for words. Jacob Law Group , PLLC willfully and knowingly there breaking the laws that Congress has set forth.
Consumer Consent Provided Consent provided
2776058 2018-01-08 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Credit card debt
Date Received 2018-01-08
Submitted Via Postal mail
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-01-08
Consumer Consent Provided N/A
3399678 2019-10-08 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Threatened to sue you for very old debt
Sub Product Credit card debt
Date Received 2019-10-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-10-08
Complaint What Happened Dates : XX/XX/19,XX/XX/19 Amount : {$2100.00} ( an estimate ) Company : Jacob Law Group After receiving the first letter notifying me of the debt, I requested a verification letter. I received copies of bills paid previously. I reached out and advised I want to take care of the debt but am unable to pay the entire amount. XXXX asked Well how much do you have? And said with the sarcasm, So you dont have anything? Then asked if I received a court date knowing that I didnt have a court date for anything. ( Scare Tactic ) This place and their employees are a disgrace! A disgusting place.
Consumer Consent Provided Consent provided
5888371 2022-08-18 Problem with a credit reporting company's investigation into an existing problem Credit reporting, credit repair services, or other personal consumer reports
Issue Problem with a credit reporting company's investigation into an existing problem
Timely Yes
Company Jacob Law Group, PLLC
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Investigation took more than 30 days
Sub Product Credit reporting
Date Received 2022-08-18
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-08-18
Consumer Consent Provided Consent not provided
2843238 2018-03-14 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Jacob Law Group, PLLC
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product I do not know
Date Received 2018-03-14
Submitted Via Postal mail
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-03-14
Consumer Consent Provided N/A

Paycheck Protection Program

Loan Number Loan Funded Date SBA Origination Office Code Loan Delivery Method Borrower Street Address
5465177100 2020-04-13 0470 PPP 2623 WEST OXFORD LOOP, OXFORD, MS, 38655-5442
Loan Status Date 2021-07-29
Loan Status Paid in Full
Loan Maturity in Months 24
SBA Guaranty Percentage 100
Loan Approval Amount (at origination) 146517.5
Loan Approval Amount (current) 146517.5
Undisbursed Amount 0
Franchise Name -
Lender Location ID 39848
Servicing Lender Name Cadence Bank
Servicing Lender Address 201 S Spring St, TUPELO, MS, 38804-4811
Rural or Urban Indicator R
Hubzone Y
LMI N
Business Age Description Existing or more than 2 years old
Project Address OXFORD, LAFAYETTE, MS, 38655-5442
Project Congressional District MS-01
Number of Employees 22
NAICS code 541110
Borrower Race Unanswered
Borrower Ethnicity Unknown/NotStated
Business Type Limited Liability Company(LLC)
Originating Lender ID 39848
Originating Lender Name Cadence Bank
Originating Lender Address TUPELO, MS
Gender Unanswered
Veteran Unanswered
Forgiveness Amount 148173.96
Forgiveness Paid Date 2021-06-04

Court Cases

Docket Number Nature of Suit Filing Date Disposition
1200069 Other Statutory Actions 2012-01-31 voluntarily
Circuit Fifth Circuit
Origin original proceeding
Jurisdiction federal question
Jury Demand Plaintiff demands jury
Demanded Amount 0
Termination Class Action Missing
Procedural Progress other
Nature Of Judgment no monetary award
Judgement missing
Arbitration On Termination Missing
Office 3
Filing Date 2012-01-31
Termination Date 2012-03-06
Section 1692
Status Terminated

Parties
Name STRONG
Role Plaintiff
Name Jacob Law Group PLLC
Role Defendant
1800069 Other Statutory Actions 2018-01-30 voluntarily
Circuit Fifth Circuit
Origin original proceeding
Jurisdiction federal question
Jury Demand Plaintiff demands jury
Demanded Amount 0
Termination Class Action Missing
Procedural Progress no court action
Nature Of Judgment no monetary award
Judgement missing
Arbitration On Termination Missing
Office 3
Filing Date 2018-01-30
Termination Date 2018-05-07
Section 1692
Status Terminated

Parties
Name BROWN
Role Plaintiff
Name Jacob Law Group PLLC
Role Defendant

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Michael A Jacob

Jacob Collection Group LLC

Michael Jacob

Jacob Collection Group LLC

Related by address

2623 WEST OXFORD LOOPOXFORD, MS 38655

Jacob Collection Group LLC Michael A. Jacob, II, Attorney at Law, PLLC J Squared Investments LLC

Date of last update: 21 Mar 2025

Sources: Mississippi Secretary of State

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