|
6527371
|
2023-02-04
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
RentDebt Automated Collections, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
I do not know
|
| Date Received |
2023-02-04
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-02-04
|
| Complaint What Happened |
Please supply the information below so that I have all information : The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed.
If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from.
Provide verification and documentation that there is a valid basis for claiming that I must pay the debt to the current creditor. For example, can you provide a copy of the written agreement that created my original requirement to pay?
If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I must pay.
The amount and age of the debt, including : A copy of the last billing statement sent to me by the original creditor.
State the amount of the debt when you obtained it, and when that was.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3108842
|
2018-12-24
|
Problem with a credit reporting company's investigation into an existing problem
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Problem with a credit reporting company's investigation into an existing problem
|
| Timely |
Yes
|
| Company |
RentDebt Automated Collections, LLC
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Their investigation did not fix an error on your report
|
| Sub Product |
Credit reporting
|
| Date Received |
2018-12-24
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-12-24
|
| Consumer Consent Provided |
Consent not provided
|
|
|
735313
|
2014-02-27
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
| Issue |
Cont'd attempts collect debt not owed
|
| Timely |
Yes
|
| Company |
RentDebt Automated Collections, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not mine
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2014-02-27
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
Yes
|
| Date Sent To Company |
2014-03-05
|
| Consumer Consent Provided |
N/A
|
|
|
774247
|
2014-03-24
|
Disclosure verification of debt
|
Debt collection
|
|
| Issue |
Disclosure verification of debt
|
| Timely |
Yes
|
| Company |
RentDebt Automated Collections, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Not given enough info to verify debt
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2014-03-24
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2014-03-24
|
| Consumer Consent Provided |
N/A
|
|
|
8566693
|
2024-03-17
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
RentDebt Automated Collections, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
Rental debt
|
| Date Received |
2024-03-17
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-03-17
|
| Complaint What Happened |
Subject : Dispute and Complaint Regarding Collection Agency Violations Dear Sir/Madam, I am writing to formally dispute and file a complaint against RentDebt Automated Collections for their numerous violations of my consumer rights as per the Fair Debt Collection Practices Act ( FDCPA ) and the Consumer Financial Protection Bureau ( CFPB ) regulations.
According to my rights under the FDCPA and CFPB regulations, I am entitled to certain protections and procedures which RentDebt Automated Collections has flagrantly disregarded. Here are the violations : Failure to Provide Validation Information : RentDebt Automated Collections has failed to provide validation information as required by 12 CFR 1006.34 ( b ) ( 5 ), yet they have reported the alleged debt to consumer reporting agencies, thereby affecting my credit report.
Denial of Dispute Opportunity : Despite regulations stipulating that I must be given a chance to dispute the account according to
12 CFR 1006.34 ( c ) ( 4 ) ( i ), I have not been afforded this opportunity by RentDebt Automated Collections. Use of False, Misleading, and Deceptive Means : RentDebt Automated Collections has been engaging in false, misleading,
and deceptive practices, violating my consumer rights.
Unauthorized Reporting to Consumer Reporting Agencies : Without providing the required disclosures as mandated by law, RentDebt Automated Collections has furnished information to consumer reporting agencies, contravening 12 CFR 1006.34 ( d ) and 15 USC 1681-S2 ( 7 ) ( A ).
Furthermore, I would like to highlight that the alleged debt being pursued by RentDebt Automated Collections is outside the statute of limitations for the state of Florida. As such, any attempt to collect on this debt is legally unenforceable.
In light of these violations, I am disputing any and all debts purportedly owed to RentDebt Automated Collections. Furthermore, I hereby revoke all rights of communication through email, text messages, and phone calls. Any attempt to contact me through these means will be considered a violation, subjecting RentDebt Automated Collections to penalties of {$1000.00} per violation under 15-USD-92k FDCPA violation.
Additionally, I request the following : Debt Validation : Please provide validation of the alleged debt, including itemized statements and documentation supporting its validity.
Purchase Agreement : I request the purchase agreement between RentDebt Automated Collections and the original creditor pertaining to the alleged debt.
Proof of Licensing and Bonding : Please furnish proof of RentDebt Automated Collections licensure and bonding status.
I expect a prompt and thorough investigation into these matters and appropriate action taken against RentDebt Automated Collections for their violations. Thank you for your attention to this matter.
Sincerely, XXXX XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
9526144
|
2024-07-16
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
RentDebt Automated Collections, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
I do not know
|
| Date Received |
2024-07-16
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-07-16
|
| Complaint What Happened |
i sent letter to them on XXXX, about this alleged debt that i do not owe. this is the information that i requested : XXXX. XXXX XXXX : A copy of the original contract or agreement bearing my wet-ink signature, which is the basis of the alleged debt.
XXXX. Proof of Ownership : Documentation proving your legal ownership of the debt, including the complete chain of custody from the original creditor to the current creditor.
XXXX. Full Accounting Records : Detailed accounting records of my account, both public and private, maintained according to Generally Accepted Accounting Principles ( GAAP ). This should include a comprehensive history of all transactions and charges applied to my account.
XXXX. Affidavit : An affidavit affirming that a contract exists between me and your organization, including the terms of the contract and any other pertinent information.
|
| Consumer Consent Provided |
Consent provided
|
|
|
4542013
|
2021-07-14
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
RentDebt Automated Collections, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Threatened or suggested your credit would be damaged
|
| Sub Product |
Other debt
|
| Date Received |
2021-07-14
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-07-14
|
| Consumer Consent Provided |
Consent not provided
|
|
|
9452804
|
2024-07-08
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
RentDebt Automated Collections, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Rental debt
|
| Date Received |
2024-07-08
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-07-12
|
| Complaint What Happened |
on XXXX i sent rentdebt XXXX $ for the debt for XXXX XXXX paid in full and it should have been deleted from my credit report. they are trying to collect a false amount and i want it to be delete from my credit report.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3091776
|
2018-12-05
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
RentDebt Automated Collections, LLC
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Information belongs to someone else
|
| Sub Product |
Credit reporting
|
| Date Received |
2018-12-05
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-12-05
|
| Complaint What Happened |
This company is reporting a credit card on my credit reports and refuses to delete the information. Ive disputed this account multiple times and it keeps returning as updated after only 1 day of being open. Ive asked the original furnished to provide to me verification in the form of the original consumer contract with my signature on it and all Ive received was a print out of the account with a list of information and no signature anywhere. They continue to report my information even when they have no verification. The credit bureaus also have failed to investigate thoroughly because if a human being actually investigated and not XXXX, they wouldve deleted this account a long time ago. The negative reporting is defamation of character and I am preparing to seek litigation for damages caused by the negative reporting.
|
| Consumer Consent Provided |
Consent provided
|
|
|
4751122
|
2021-09-24
|
Improper use of your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Improper use of your report
|
| Timely |
Yes
|
| Company |
RentDebt Automated Collections, LLC
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Reporting company used your report improperly
|
| Sub Product |
Credit reporting
|
| Date Received |
2021-09-24
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-09-24
|
| Consumer Consent Provided |
Consent not provided
|
|
|
965427
|
2014-08-01
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
| Issue |
Cont'd attempts collect debt not owed
|
| Timely |
No
|
| Company |
RentDebt Automated Collections, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not mine
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2014-08-01
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
Yes
|
| Date Sent To Company |
2014-08-01
|
| Consumer Consent Provided |
N/A
|
|
|
12047738
|
2025-02-14
|
Electronic communications
|
Debt collection
|
|
| Issue |
Electronic communications
|
| Timely |
Yes
|
| Company |
RentDebt Automated Collections, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Frequent or repeated messages
|
| Sub Product |
Rental debt
|
| Date Received |
2025-02-14
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-02-14
|
|
|
12566120
|
2025-03-19
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
RentDebt Automated Collections, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Threatened or suggested your credit would be damaged
|
| Sub Product |
I do not know
|
| Date Received |
2025-03-19
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-03-19
|
|
|
12428916
|
2025-03-11
|
Problem with a company's investigation into an existing problem
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Problem with a company's investigation into an existing problem
|
| Timely |
Yes
|
| Company |
RentDebt Automated Collections, LLC
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Their investigation did not fix an error on your report
|
| Sub Product |
Credit reporting
|
| Date Received |
2025-03-11
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-03-11
|
|
|
12824724
|
2025-04-04
|
Problem with a company's investigation into an existing problem
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Problem with a company's investigation into an existing problem
|
| Timely |
Yes
|
| Company |
RentDebt Automated Collections, LLC
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Investigation took more than 30 days
|
| Sub Product |
Credit reporting
|
| Date Received |
2025-04-04
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-04-04
|
|
